Supporting a Homeowner Through Divorce with Urgent Financial Clarity

The Situation

Our client, a homeowner going through a separation, needed urgent support to help move forward with legal proceedings.

Their solicitor requested a financial capacity statement, outlining the client’s borrowing ability, income structure, and future options.

The Challenge

The situation came with two key complications:

• The solicitor needed the report within just two days
• The client’s income was complex, with irregular self-employed profits and most earnings retained in the business instead of being drawn as salary or dividends

This made assessing affordability more difficult, especially at short notice.

Our Solution

We prioritised the case immediately.

• We delivered a clear, detailed financial capacity report for the solicitor within the tight deadline.
• Reviewed the client’s circumstances and company accounts the same day
• Interpreted the retained profits and overall financial picture

The outcome

The client received the report on time and now has a clearer understanding of their borrowing options.

They’re better prepared for the next stage of the divorce process, with greater peace of mind and clarity around their financial position.